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A quick story -- and a word of cautions Don't be so frugal that you become a freeloader. No one likes a freeloader. Frugality is good, freeloading is not. Here's a story to represent it.

 

I had a roommate a while ago who was damaged in an accident and for 17 years never worked. He could have but select not to continue his education and was inherently lazy, and consequently, just lived off of his social security disability income. His meager income forced him to become more and more frugal to the point he became a freeloader with a massive Entitlement Mentality. Once, as I was locking our apartment door on the way to a church meeting we were both attending, he asked me if I was going to the meeting. I said yes. He immediately said, "Good, I'll ride with you." Notice he didn't even ask.

 

He just expected it. When I passed his motorcycle, I noticed he had a full tank of gas. Such was life with him. He never paid for laundry, never bought groceries, and yet afforded a $4,000 motorcycle and an older BMW. He had the system completely wired. In the 16 months we lived together as roommates, he bought groceries about one or two times at the very most. I'm not exaggerating. One of his secrets was freeloading, file taxes online, freeloading. Our church we both belonged to is constantly putting on dinners, after church socials and other various and sundry events and as such, there is always a lot of food. He routinely took all he could.